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Mortgage Need

Buying a home starts with one number: the amount you actually have to borrow. The total home price (including buyer's costs) minus your savings gives your mortgage need.

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1How it is calculated

  1. Calculator A (Total home price): the price of the home plus buyer's costs, for example €375,000.
  2. Calculator B (Savings / down payment): the money you bring yourself, for example €75,000.
  3. Calculator C (Mortgage need): A − B = €300,000. This is the amount you need to borrow.

2Use it with your own numbers

Open the template and every calculator is already set up, named and linked. Change any input and all connected results recalculate instantly. Add extra calculators to extend the calculation, or share the finished workspace with one short link.

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